NLADA Mutual Insurance Co., RRG

Equal Justice. Insured.

Welcome to NLADA Mutual Insurance Co., a Risk Retention Group.

We’re America’s equal justice insurance and risk management firm. We are the only provider exclusively dedicated to equipping the equal justice community of advocates with the coverage you need to courageously and confidently advance justice for all.

NLADA Mutual Insurance Co., RRG is an evolved model for the NLADA Insurance Program, which has been serving this community for decades. Now as NLADA Mutual, we have more control and flexibility. We execute underwriting at the intersection of your unique needs. We partner with Minnesota Lawyers Mutual Insurance Co., (“MLM”), an AM Best “A” (Excellent) organization, to oversee the program’s management.

This is about much more than a liability policy. NLADA Mutual is owned by its policyholders. For every dollar you spend with us, you are supporting the equal justice community. NLADA Mutual is also a fierce advocate that is taking the fight for equitable access and coverage to the insurance industry as a whole. Read the letter from our CEO here.


Current Policy Holders     Learn More About NLADA Mutual     What's New


What We Do

NLADA Mutual empowers you and your equal justice community colleagues with courage, confidence and peace of mind as you do your good work.

  • We offer cost-efficient premiums and standard-setting insurance products tailored to your needs.
  • We deliver risk management services and training grounded in a proactive evidence-based approach that keep premiums low and better prepare you for the risks ahead. In both cases, we provide ongoing personal support as you encounter and navigate risk on the job.
  • We deliver prompt and high-touch claims counsel in the moments that matter.
  • We actively champion and advance your work.

We welcome you into the community of NLADA Members. In short, as you pursue equal justice, opportunity and equity, we have your back.

Who We Serve

We serve the equal justice community. This includes advocates in public defense, civil legal aid organizations, equal-justice focused law firms, law school legal clinics, pro bono organizations, corporate legal departments/pro bono practices and public interest organizations.

What Ownership Means

Our mutual insurance company will be owned by you – the policyholders and members of NLADA – and governed by a board of directors drawn largely from the NLADA membership (and who, in the future, you will elect). Within this model, we reinvest our net proceeds back into the equal justice community. We’re proud of our support of NLADA fundraising, training and initiatives on behalf of the civil legal aid and defender communities, and our support of your programs.



Listen to CEO Jo-Ann Wallace explain why NLADA Mutual was formed.



Stay Up to Date 

For Current Policyholders

Already a policyholder and it’s time to renew? It’s easy, quick and nothing changes – unless you want it to. Reapply today.


First Time Policyholder? 

New to NLADA Mutual? Explore coverage and sign up today, get equipped and feel the power of having America’s equal justice insurance firm behind you right away.


Want More Information? Reach Out to Our Team

Reach out to us via email or call 800-725-4513. You can also consult our Frequently Asked Questions.