Renewing Your Coverage

Thank you for partnering with NLADA Mutual for your insurance needs.

As you may know, we began transitioning in late 2022 from the NLADA Insurance Program
(with Hanover as the carrier) to NLADA Mutual Insurance Co., RRG (serving as our own carrier).

Here is some relevant information if you had or have a policy with us:


All NLADA Insurance Program policies with an effective date of January 1, 2023 or later will be underwritten by NLADA Mutual.  Your current policy with Hanover will remain in effect until its expiration date in 2023. Hanover is required to provide you with a notice of nonrenewal in advance of the expiration date. We will send you the notice along with instructions on how to continue your participation in the NLADA Insurance Program with an NLADA Mutual policy. All currently reported claims and any that arise until your 2022 policy expires will continue to be handled by Hanover until they are closed.

Important: Please be sure to file all current claims and potential claims with Hanover before the expiration date of your policy.

The NLADA Insurance Program works closely with both current and potential customers to find the right coverage and make the application process easy to navigate.

Whatever your situation, start at, where you’ll have access to the NLADA Account Management System, or “NAMS.”

Current Policyholders: Want to Reapply or Renew?

  1. Go to, fill in the email address and password of the authorized user for NAMS. 
  2. Follow the instructions for completing the application.

If you have forgotten your password, use the link to reset your password.

If you need to change the authorized user for NAMS, email your Account Executive based on your primary location:

If you are in AL, CA, CT, DE, GA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, NH, OH, PA, RI, SC, TN, VA, & VT: please contact Dominique Davis via email or call 202-452-9870 x832.

If you are in AK, AR, AZ, CO, DC, FL, HI, IA, ID, MN, MT, NC, ND, NE, NJ, NM, NV, NY, OK, OR, PR, SD, TX, UT, WA, WI, WV, & WY: please contact David Kessler via email or call  202-452-9870 x241.